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Dr. Mei-Lin Tran, 41, structured her entire financial life around the tax discount that made her small practice viable against hospital consolidation. She bought her clinic building eighteen months ago, hired her widowed mother to handle bookings, and convinced her husband to leave engineering to pursue teaching all based on projections that just evaporated. The budget change doesn't just cost her money; it destabilises a fragile family ecosystem she spent a decade building.
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